Debt relief options in Bronx
Bronx is one of New York City's five boroughs. Here's what published figures show about local costs and debt, and how to think about your options.
What this means if you're in debt in Bronx
Among the five boroughs, Bronx ranks 5th highest for median household income and 5th highest for median rent, based on NYU Furman Center figures. Rent takes a heavy share of a typical income here, which leaves less room for debt payments.
With housing taking this much of a typical income, a lower monthly payment can matter as much as the total balance. Compare a debt management plan or a consolidation loan before you consider stopping payments.
Bronx compared with the other boroughs
| Borough | Median income | Median rent | Year of rent as share of income |
|---|---|---|---|
| Bronx | $47,600 | $1,510 | 38% |
| Brooklyn | $83,770 | $1,900 | 27% |
| Manhattan | $110,000 | $2,290 | 25% |
| Queens | $88,160 | $1,980 | 27% |
| Staten Island | $101,220 | $1,780 | 21% |
Bronx debt questions
How much credit card debt do people in Bronx carry?
We haven't found a reliable borough-level figure. Citywide, WalletHub put New York City's average household card debt at $19,540, $64.7 billion in total, in data as of May 2025. That figure covers all five boroughs, so Bronx households may differ.
How does housing cost compare with income in Bronx?
NYU Furman Center figures show a median rent of $1,510 a month and a median household income of $47,600 (2024, in 2025 dollars). By our calculation, a year of median rent equals about 38% of median household income. This compares two separate medians, so it isn't what any one household pays.
How do credit card balances in New York compare nationally?
TransUnion's April 2026 snapshot, as reported by Self, put the average balance per consumer in New York at $6,647, $90 above the $6,557 national figure. That was up 1.7% from a year earlier. WalletHub's household figures are measured differently, so the two aren't directly comparable.
What do New York City reports say about Bronx?
New York City's first True Cost of Living report, published in 2026 with 2022 estimates, found 75.1% of people in the Bronx lived in families whose resources fell short of the local cost of living, compared with 61.8% citywide. (NYC Mayor's Office of Equity and Racial Justice, 2026-03)
What do New York City reports say about Bronx?
The New York City Comptroller reported in August 2024 that the newly delinquent share of credit card debt in the Bronx had reached nearly 4%, the highest of the five boroughs, based on a four-quarter moving average. (New York City Comptroller, 2024-08)
Can I get debt settlement or a consolidation loan in Bronx?
It depends on New York rules, the provider and your finances. Confirm that any company is licensed or registered where required. Debt Relief Path works online and has no local office.
Nearby and related locations
New York, Brooklyn, Manhattan, Queens, Staten Island
Sources
- WalletHub, Cities With the Highest and Lowest Credit Card Debts (data as of May 13, 2025, as shown on the page when reviewed)
- Self, Credit card debt by state, citing TransUnion April 2026 Monthly Snapshot
- NYU Furman Center, State of the City neighborhood data
- NYC Mayor's Office of Equity and Racial Justice, NYC True Cost of Living Report: Key Findings (2026-03)
- New York City Comptroller, Spotlight: Household Debt Trends Among NYC Residents (2024-08)
- FTC, Settling Credit Card Debt (archived consumer guidance)